Some riddles are simple. Others are just clever enough to throw even the sharpest minds for a loop. This one? It walks the perfect line between obvious and tricky. So here’s the challenge: “What has a mouth, but cannot eat; moves, but has no legs; and has a bank, but cannot hold money?”
Sounds like a trick question, right? But it’s not. You just have to think outside the box — or maybe, outside the dictionary.

The Power of Wordplay in Riddles
Here’s what makes this riddle such a hit: it plays with language in a way that forces you to rethink what you know. The words mouth, moves, and bank all have multiple meanings — and that’s where most people slip up.
You hear “mouth” and think of a face. “Moves” makes you imagine legs. “Bank” takes your brain straight to money. But that’s exactly how the riddle gets you.
Video: 20 Hard Tricky Riddles That Will Boost Your Thinking Skills
Why Most People Get This Wrong in Seconds
Let’s break down where this brain teaser trips people up:
- “Mouth” usually leads people to imagine a person or animal. But the key here isn’t about eating — it’s about opening.
- “Moves” makes people picture walking or running, which is a big misdirection. Think flow, not footsteps.
- “Bank” pulls your brain into finance mode. But we’re not talking ATMs or savings accounts — we’re talking geography.
The beauty of this riddle is that all the clues are accurate — but they’re not what they seem.
Caught in a Riddle Trap? That’s the Fun Part
These little moments of mental confusion aren’t failures — they’re exactly why riddles are so satisfying when you solve them. They remind us that language is flexible, and sometimes, the simplest words carry the most unexpected meanings.
So what’s the answer?
Let’s Solve It Step by Step
Ready for the breakdown? Let’s walk through each part:
- “Has a mouth, but cannot eat”
Think of the mouth of a river. That’s where a river flows into a sea, lake, or another river. It’s wide, it’s open, and it’s definitely not for eating. - “Moves, but has no legs”
Rivers move. They flow. They change course. But they definitely don’t have legs. Their movement is powered by gravity and terrain, not muscle. - “Has a bank, but cannot hold money”
This is the one that really catches people. A riverbank isn’t for depositing checks — it’s the land beside a river. Natural, earthy, and 100% money-free.
The Answer Is: A River

Simple, isn’t it? But only if you know where to look.
A river fits every part of the riddle. It has a mouth, it moves, and it has banks — just not the kind your brain might’ve jumped to first.
Why This Riddle Is So Clever (and Shareable)
What makes this riddle perfect for conversations, social media posts, or brain-training games is its blend of logic and misdirection. It gives you just enough to latch onto — but only if you’re willing to let go of your first assumptions.
It’s like a mental magic trick. The answer was in plain sight the whole time — your brain just had to shift gears.
Why You Should Use Riddles Like This More Often
Riddles aren’t just fun party tricks. They’re fantastic for mental agility. Solving them boosts creativity, strengthens problem-solving skills, and gives your brain a little workout — kind of like stretching before a run, but for your thoughts.
And let’s be honest, they’re also a great way to break the ice, start a conversation, or win a few laughs from friends who guess everything except the right answer.
Here’s How to Make the Most of It
Video: Only a Genius Can Solve These Riddles
Want to use this riddle to entertain or challenge someone?
- Read it aloud slowly — let the rhythm settle in.
- Watch their face as they think — it’s priceless.
- Give a subtle hint if they’re stuck: “Think of nature, not people.”
- Share the answer and explain it — the “aha” moment is the best part.
Or, better yet, post it on social media with a twist: “Most people guess wrong in 3 seconds… can you beat the clock?”
Conclusion
So now you know: a river has a mouth, it moves, and it has a bank — but it doesn’t eat, walk, or store money. And that’s the charm of riddles like this. They challenge what we think we know and invite us to see things from a new perspective.
If you cracked it, congrats — your brain’s in top shape. If it stumped you, don’t sweat it. That just means you’re human.
Keep the fun going. Share this riddle, challenge your friends, and keep that mind sharp. Because sometimes, all it takes to unlock a new way of thinking is a single clever question.